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Nation Of Hip Hop
Join Date: Sep 2007
Thanks: 4,340
Thanked 10,834 Times in 5,558 Posts
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WASHINGTON - House Democrats on Tuesday rolled out an ambitious $1.5 trillion plan that for the first time would make health care a right and a responsibility for all Americans, with Medical providers, employers and the wealthiest picking up most of the tab.
The federal government would be responsible for ensuring that every person, regardless of income or the state of their health, has access to an affordable insurance plan. Individuals and employers would have new obligations to get coverage, or face hefty penalties. Health care overhaul is President Barack Obama's top domestic priority, and his goal is to slow rising costs and provide coverage to nearly 50 million uninsured Americans. The plan would slow Medicare and Medicaid payments to medical providers. From big hospitals to solo physician practices, providers also would be held to account for quality care, not just ordering up tests and procedures. Insurance companies would be prohibited from denying coverage to the sick. The industry also would face stiff competition from a new government plan designed along the lines of Medicare. The liberal-leaning plan lacked figures on total costs, but a House Democratic aide said the total bill would add up to about $1.5 trillion over 10 years. The aide spoke on condition of anonymity to discuss the private calculations. The legislation calls for a 5.4 percent tax increase on individuals making more than $1 million a year, with a gradual tax beginning at $280,000 for individuals. Employers who don't provide coverage would be hit with a penalty equal to 8 percent of workers' wages with an exemption for small businesses. Individuals who decline an offer of affordable coverage would pay 2.5 percent of their incomes as a penalty, up to the average cost of a health insurance plan. House leaders want to move quickly With Obama pressing Congress to act on health care this summer, House leaders want to move their bill quickly through three committees and to a floor vote before the August congressional recess. But a group of moderate and conservative Democrats has withheld support, and no Republican votes are expected. The House bill seemed unlikely to win broad backing in the Senate. Standing before a banner that read "Quality Affordable Care for the Middle Class," House Speaker Nancy Pelosi, D-Calif., called the moment "historic and transformative." The bill would provide "stability and peace of mind" by braking costs and guaranteeing coverage, she said. "We are going to accomplish what many people felt wouldn't happen in our lifetime," said House Energy and Commerce Committee Chairman Henry Waxman, D-Calif., one of the main sponsors. Obama issued a statement hailing the measure. Democrats said the income tax increase would apply only to the top 1.2 percent of households, those who earn about one-quarter of all income. The wealthiest 4 percent of small business owners would be among them. The tax would start at 1 percent for couples making $350,000 and individuals earning $280,000, ramp up to 1.5 percent above $500,000 of income, and jump to 5.4 percent for those earning above $1 million. The tax would raise an estimated $544 billion over 10 years. Business groups and the insurance industry immediately assailed the legislation. In a letter to lawmakers, major business organizations branded the 1,000-page bill a job-killer. Its coverage mandate would automatically raise the cost of hiring a new worker, they said. "Exempting some micro-businesses will not prevent this provision from killing many jobs," the letter said. "Congress should allow market forces and employer autonomy to determine what benefits employers provide, rather than deciding by fiat." Business groups issue warning The business groups also warned that the U.S. health care system could be damaged by adding a government-run insurance plan and a federal council that would make some decisions on benefits, as called for in the legislation. Thirty-one organizations signed the letter, including the U.S. Chamber of Commerce, the Business Roundtable representing top corporate CEOs and the National Retail Federation. The House bill would change the way individuals and many employers get health insurance. It would set up a new national purchasing pool, called an exchange. The exchange would offer a menu of plans, with different levels of coverage. A government plan would be among the options, and the exchange would eventually be open to most employers. Insurers say that combination would drive many of them out of business since the public plan would be able to offer lower premiums to virtually all Americans. But backers of a public plan — including Obama — say it would provide healthy competition for the insurance industry. Under the House bill, the government would provide subsidies to make coverage more affordable for households with incomes up to four times the federal poverty level, or $88,000 for a family of four and $43,000 for an individual. Medicaid — the federal-state health program for the poor — would be expanded to individuals and families up to 133 percent of the poverty line. The legislation also would improve the Medicare prescription drug benefit by gradually reducing a coverage gap known as the 'doughnut hole.' The individual and employer coverage requirements would raise about $200 billion over 10 years, the Democratic aide said. Even before the bill was unveiled, the House Ways and Means Committee announced it would vote on the proposal beginning on Thursday. The panel is one of three that must act before the bill can go to the full House, probably later in the month. Across the Capitol, the Senate Health, Education, Labor and Pensions Committee slogged toward passage of its version of the bill on what was expected to be a party-line vote. Another panel, the Senate Finance Committee, was striving to unveil a bill by the end of the week. But the outlook in the Senate remained uncertain. Some House Democrats privately have expressed concern that they will be required to vote on higher taxes, only to learn later that the Senate does not intend to follow through with legislation of its own. That would leave rank-and-file House Democrats up for re-election next year in the uncomfortable position of having to explain their vote on a costly bill that never reached Obama's desk or became law. |
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#4 (permalink) |
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Nation Of Hip Hop
Join Date: Sep 2007
Thanks: 4,340
Thanked 10,834 Times in 5,558 Posts
Rep Power: 47365 ![]() |
WASHINGTON - The Senate health committee cast a milestone vote Wednesday to approve legislation expanding insurance coverage to nearly all Americans, becoming the first congressional panel to act on President Barack Obama's top domestic priority.
The 13-10 party line vote advanced a $600 billion measure that would require individuals to get health insurance and employers to contribute to the cost. The government would provide financial assistance with premiums for individuals and families making up to four times the federal poverty level, or about $88,000 for a family of four. |
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#5 (permalink) |
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Nation Of Hip Hop
Join Date: Sep 2007
Thanks: 4,340
Thanked 10,834 Times in 5,558 Posts
Rep Power: 47365 ![]() |
RALEIGH, North Carolina - Congress reported progress on legislation to overhaul the nation's health care Wednesday as introduced a retooled message asserting his plan would protect Americans and limit insurers' power.
"We have a system today that works well for the insurance industry, but it doesn't always work well for you," Obama told more than 2,000 people in a North Carolina high school gymnasium. "What we need, and what we will have when we pass these reforms, are health insurance consumer protections to make sure that those who have insurance are treated fairly and insurance companies are held accountable." Obama also acknowledged a setback in the drive to enact his top domestic priority, saying he doesn't expect Congress to vote on legislation until the fall because bills aren't even out of committees. The White House had pressed for passage before the House and Senate left for their August break. "We did give them a deadline, and sort of we missed that deadline. But that's OK," Obama said. "We don't want to just do it quickly, we want to do it right," he added. But he also signaled that he won't be patient if negotiations continue to drag, saying: "The American people can't wait any longer. They want action this year. I want action this year." Back in Washington, there were signs of significant movement after a period of stalemate. House lawmakers indicated they were moving ahead on their version of the health care legislation after leaders and fiscally conservative Democrats worked out a deal. Four of the seven so-called on the House Energy and Commerce Committee said they resolved their differences with Chairman Henry Waxman of California and have agreed that the full House would not vote on the legislation until September so lawmakers can read the bill and listen to constituents. The lawmakers also had been meeting with . Rep. Mike Ross, D-Ark., head of the Blue Dogs health care task force, appeared pleased with the agreement, saying: "It cuts the cost of the bill significantly by over $100 billion. It protects small businesses and it saves our rural hospitals and ensures that if there is a public option, it will be just that. It will be an option providing consumers more choices. It will not be mandated on anyone. And it now will clearly be on a level playing field." Senators trying to reach a bipartisan compromise also reported progress in paring the costs of the plan as they push for an agreement they hope will appeal to the political middle. Sen. Max Baucus of Montana, the Democrat leading the negotiations among three Democrats and three Republicans, said new estimates from the Congressional Budget Office show the plan that's taking shape would cover 95 percent of Americans by 2015, and cost about $900 billion over 10 years — under the unofficial $1 trillion target the White House has set. As Congress continued to haggle over various bills on Capitol Hill, the president flew to North Carolina to emphasize consumer protections that he said would be in any bill he would sign. He was making the same pitch later in Virginia. Among those protections: Insurers would be required to set annual caps on how much they can charge for out-of-pocket expenses, would have to fully cover routine tests to help prevent illness and would be required to renew any policy as long as the policyholder paid the premium in full. Insurers also would be barred from refusing coverage because of pre-existing conditions, scaling back insurance for people who fall very ill, charging more for services based on gender or and placing limits on coverage. And, they wouldn't be able to deny children family coverage through age 26. "Whether or not you have health insurance right now, the reforms we seek will bring stability and security that you don't have today — reforms that become more urgent and more urgent with each passing year," Obama said. Many, if not all, of the consumer protections are included in legislation under discussion in both houses. But conservative-to-moderate Democrats are balking at the bills, making the legislative process move slower than the White House would like and presenting political challenges to the Democratic president. The president is seeking legislation to extend health insurance to millions who lack it, even as he is asking lawmakers to slow the growth in the skyrocketing cost of medical care overall. To coax legislation from Congress, the president is making a major investment in his time and political capital. His trips outside of Washington and retooled message are part of that effort. Greeted with cheers, he bounded onto a North Carolina stage backed by four huge American flags, a scene reminiscent of last year's presidential campaign. The audience was friendly, its questions hardly critical. The White House said people signed up for a drawing to get tickets through a Web site and phone number. The welcome was in contrast to criticism Obama met as his motorcade made its way from the airport to Needham B. Broughton High School. Thick groups of protesters held signs that said "Obamacare is Socialism," "Politicians + Health Care Disaster," and "Hands Off Our Health Care." Once inside, Obama got hearty applause as he introduced each element in his introductory remarks. As he has nearly every day for weeks, Obama countered concerns about costs to taxpayers and the scope of government in any overhaul, saying, "No one is talking about some government takeover of health care. ... These folks need to stop scaring everybody." He cast the debate as a choice between doing something to bring down rising costs, provide better insurance and control exploding deficits — and doing nothing, which he said would have disastrous consequences by doubling health costs over the next decade, making millions more Americans uninsured and bankrupting federal and state governments. Obama dismissed critics' claims that he was playing politics with health care, telling the crowd: "You know this isn't about politics. This is about people's lives. This is about people's businesses. This is about our future." |
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